CSA Travel Protection

Value Level Plan Name Editors Comments Insurance Company & AM Best Rating Waiver of pre-existing available?

Cancel for any Reason Option available?

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Economy Standard

This plan is good for travel anywhere in the world.  The only drawbacks are

  1. the limits for medical expense and emergency medial evacuation coverages are per person limits; and
  2. it does not offer a waiver of pre-existing conditions.

Overall this is the best value for economy priced plans without a waiver of pre-existing conditions.

Generali US Branch

 

A

No but pre-existing exclusion does not apply to non-traveling family members
No

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InstanteQ

Mid-level

Preferred

Very similar to the Standard plan but has higher limits of medical, medical evacuation, trip interruption. and baggage.

Generali US Branch

 

A

No but pre-existing exclusion does not apply to non-traveling family members   No    InstanteQ

Top Value

 Premium

An upgrade from the Preferred plan with more coverages and higher limits.  Suitable for travel worldwide.  It offers coverage for pre-existing medical conditions if purchased prior to or within 24 hours of your final payment date.

Generali US Branch

 

A

 

Yes Yes, but must be purchased within 24 hours of your first payment date.  

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InstanteQ