Our Top Picks

Value Level: Economy CSA Travel ProtectionCustom Plan is our choice for entry level plans without pre-existing medical condition coverage. This plan is good for travel anywhere in the world. The only drawback is the limits for medical expense and emergency medial evacuation coverages are not per person limits - they are policy limits. That's ok if only one person on the policy but dilutes coverage if there are more than one person. But overall this is the best value for economy priced plans.4.5starbest

 

TravelexBasic - entry level plan that is barely suitable for travel outside North America. To keep costs low this plan does not offer the "waiver of pre-existing medical conditions". This plan is one of the few that offer "primary" coverage for medical and baggage coverages.4.5starsecond

 

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Value Level: Upper Economy RoamRightEssential plan is the best entry level plan that contains a waiver of pre-existing medical conditions. Medical coverage is modest and if you need more make sure you add the medical upgrade option.4.5star

 

Travel Guard Silver plan is the second best for the entry level plans with pre-existing medical condition coverage. This is an economy plan with coverage for pre-existing medical conditions however, the and emergency medical evacuation coverage is better if you add the optional upgrade to the plan.4.5star

 

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Value Level: Mid-Value TravelexSelect - This plan has coverage limits that makes it suitable for travel worldwide and offers coverage for pre-existing medical conditions. It is also one of the few policies where coverage is "primary" rather than excess over any other insurance that you might have. This is our pick for the best mid-value plan.4.5starbest

 

Travel Insured InternationalWorldwide Trip Protector - a good, mid-range plan that is suitable for travel worldwide. Coverage amounts and availability of coverage for pre-existing medical conditions make this a close second for mid-value plans.second

 

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Value Level: Top Value CSA Travel ProtectionSelect - This plan has coverage limits that makes it suitable for travel worldwide and offers coverage for pre-existing medical conditions. It is also one of the few policies where coverage is "primary" rather than excess over any other insurance that you might have. This is our pick for the best mid-value plan.4.5starbest

 

Travel GuardWorldwide Trip Protector - a good, mid-range plan that is suitable for travel worldwide. Coverage amounts and availability of coverage for pre-existing medical conditions make this a close second for mid-value plans.second

 

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