Our Top Picks

Value Level: Economy

Company Name Company Review Our Ranking
CSA Travel Protection Custom Plan is our choice for entry level plans without pre-existing medical condition coverage. This plan is good for travel anywhere in the world. The only drawback is the limits for medical expense and emergency medial evacuation coverages are not per person limits - they are policy limits. That's ok if only one person on the policy but dilutes coverage if there are more than one person. But overall this is the best value for economy priced plans. 4.5star best

Travelex Basic - entry level plan that is barely suitable for travel outside North America. To keep costs low this plan does not offer the "waiver of pre-existing medical conditions". This plan is one of the few that offer "primary" coverage for medical and baggage coverages. 4.5star second

Value Level: Upper Economy

Company Name Company Review Our Ranking
RoamRight Essential plan is the best entry level plan that contains a waiver of pre-existing medical conditions. Medical coverage is modest and if you need more make sure you add the medical upgrade option. 4.5star

Travel Guard Silver plan is the second best for the entry level plans with pre-existing medical condition coverage. This is an economy plan with coverage for pre-existing medical conditions however, the and emergency medical evacuation coverage is better if you add the optional upgrade to the plan. 4.5star

Value Level: Mid-Value

Company Name Company Review Our Ranking
Travelex Select - This plan has coverage limits that makes it suitable for travel worldwide and offers coverage for pre-existing medical conditions. It is also one of the few policies where coverage is "primary" rather than excess over any other insurance that you might have. This is our pick for the best mid-value plan. 4.5star best

Travel Insured International Worldwide Trip Protector - a good, mid-range plan that is suitable for travel worldwide. Coverage amounts and availability of coverage for pre-existing medical conditions make this a close second for mid-value plans. second

Value Level: Top Value

Company Name Company Review Our Ranking
CSA Travel Protection Select - This plan has coverage limits that makes it suitable for travel worldwide and offers coverage for pre-existing medical conditions. It is also one of the few policies where coverage is "primary" rather than excess over any other insurance that you might have. This is our pick for the best mid-value plan. 4.5star best

Travel Guard Worldwide Trip Protector - a good, mid-range plan that is suitable for travel worldwide. Coverage amounts and availability of coverage for pre-existing medical conditions make this a close second for mid-value plans. second