Our Top Picks

OUR TOP CHOICES

Value Level	Company	Our Ranking	Plans	Best In Class	Quote
Economy	CSA Travel Protection		Custom Plan is our choice for entry level plans without pre-existing medical condition coverage. This plan is good for travel anywhere in the world. The only drawback is the limits for medical expense and emergency medial evacuation coverages are not per person limits - they are policy limits. That's ok if only one person on the policy but dilutes coverage if there are more than one person. But overall this is the best value for economy priced plans.
Economy	Travelex		Basic - entry level plan that is barely suitable for travel outside North America. To keep costs low this plan does not offer the "waiver of pre-existing medical conditions". This plan is one of the few that offer "primary" coverage for medical and baggage coverages.
Upper Economy	RoamRight		Essential plan is the best entry level plan that contains a waiver of pre-existing medical conditions. Medical coverage is modest and if you need more make sure you add the medical upgrade option.
Upper Economy	Travel Guard		Silver plan is the second best for the entry level plans with pre-existing medical condition coverage. This is an economy plan with coverage for pre-existing medical conditions however, the and emergency medical evacuation coverage is better if you add the optional upgrade to the plan.
Mid-Value	Travelex		Select - This plan has coverage limits that makes it suitable for travel worldwide and offers coverage for pre-existing medical conditions. It is also one of the few policies where coverage is "primary" rather than excess over any other insurance that you might have. This is our pick for the best mid-value plan.
Mid-Value	Travel Insured International		Worldwide Trip Protector - a good, mid-range plan that is suitable for travel worldwide. Coverage amounts and availability of coverage for pre-existing medical conditions make this a close second for mid-value plans.
Top Value Plans	CSA Travel Protection		Custom Luxe - their best plan which is suitable for travel anywhere. It offers a "waiver of pre-existing medical conditions" which is based on your final payment date rather than your first payment date. This is our choice for up-scale plans because of their medical limits, plan features, and the availability of the "waiver or pre-existing medical conditions" being based on final payment rather than first payment.
Top Value Plans	Travel Guard		Platinum - their best plan. A good choice for international travel. Options allow a traveler to upgrade the medical coverage to primary. Travel Guard's Platinum plan is the best for the top level plans with pre-existing medical condition coverage and excellent coverage for weather conditions effecting your trip.