Failure to insure to value

Travel Insurance Ratings & Reviews

Unbiased reviews of travel insurance companies


Rounding your trip costs down when buying insurance might disqualify you from pre-existing medical condition coverage.  Most travel insurance plans that offer the “waiver” require that you “insure to value” in order to qualify.  Insuring to value usually means that the trip cost that you've insured must equal or be greater than the actual trip cost.  At the time of a claim Travel insurance companies have been known to disqualify travelers from pre-existing conditions coverage for as little as a few dollars of under insurance.  Don’t round down.